CDCP Dentist in Pickering

Dentist Accepting the Canadian Dental Care Plan (CDCP)

Dentist in a Pickering dental clinic assisting a patient covered by the Canadian Dental Care Plan.

Pickering Smile Centre proudly provides dental care to patients enrolled in the Canadian Dental Care Plan (CDCP). This federal program was introduced to make essential dental care more accessible to Canadians without private dental insurance.

If you are searching for:

  • CDCP dentist Pickering
  • dentist accepting Canadian Dental Care Plan
  • CDCP dentist near me
  • dentist who bills CDCP directly

Our dental team can help guide you through the process.

At Pickering Smile Centre, eligible treatments are billed directly through Sun Life, which administers claims for the Canadian Dental Care Plan. Before starting treatment, our team reviews your coverage details and explains any potential co-payments or fee differences.

Patients covered under CDCP can receive preventive, restorative, and emergency dental care in a comfortable dental clinic serving Pickering and the surrounding Durham Region communities.

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What Is the Canadian Dental Care Plan?

The Canadian Dental Care Plan (CDCP) is a federal government initiative designed to help eligible Canadians access essential dental care when they lack private dental benefits.

Dental model illustrating coverage concepts under the Canadian Dental Care Plan.

The program was created to reduce financial barriers and improve access to oral healthcare across Canada.

CDCP is:

  • funded by the Government of Canada
  • administered through Service Canada
  • managed by Sun Life for dental claims processing

Depending on household income, the program may cover a portion or sometimes the full cost of certain dental services.

At Pickering Smile Centre, we welcome patients who are approved for CDCP coverage and submit claims directly to Sun Life for eligible treatments.

Our clinic follows the Ontario Dental Association (ODA) fee guide, which may differ from the CDCP reimbursement schedule. Because of this, patients may still be responsible for:

  • The required CDCP co-payment
  • The difference between the CDCP reimbursement amount and the ODA fee

Before treatment begins, we review estimated costs and explain your financial responsibility so there are no surprises.

Who Is Eligible for the Canadian Dental Care Plan?

Dentist discussing CDCP coverage and treatment options with a patient at a Pickering dental clinic.

You may qualify for the Canadian Dental Care Plan (CDCP) if you meet the following conditions:

  • You are a Canadian resident for tax purposes
  • You have filed your most recent income tax return
  • You do not have access to private dental insurance
  • Your adjusted family net income is below $90,000

Eligibility is confirmed through the federal application process managed by Service Canada.

If you are unsure whether you meet the requirements, our team at Pickering Smile Centre can help explain the eligibility criteria before you schedule an appointment.

CDCP Coverage Levels

Dentist performing a dental examination for a CDCP patient.

Coverage under the Canadian Dental Care Plan depends on adjusted family net income.

Adjusted Family Net Income CDCP Coverage Estimated Patient Co-Payment
Under $70,000 Up to 100% 0%
$70,000 – $79,999 Up to 60% 40%
$80,000 – $89,999 Up to 40% 60%

Some patients may still need to pay additional costs if treatment fees exceed the CDCP reimbursement amount or if certain services are not fully covered.

Before treatment begins, our team reviews your benefits and explains any expected out-of-pocket costs.

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What Dental Services Does the Canadian Dental Care Plan Cover?


The Canadian Dental Care Plan generally covers essential dental services designed to maintain oral health, treat disease, and relieve pain.
Some procedures require pre-authorization before they are approved.
Coverage may include:

Preventive care

Restorative treatments

Certain prosthodontic procedures

Urgent dental treatment


Preventive and Diagnostic Services

Preventive care focuses on maintaining oral health and detecting problems early.

These services may include:

  • dental examinations
  • routine check-ups
  • professional cleanings
  • dental X-rays
  • fluoride treatments
  • oral cancer screening

Preventive care plays an important role in reducing the risk of more complex dental issues.

Patient smiling during a preventive dental check-up at a clinic accepting the Canadian Dental Care Plan.

Restorative Dental Services

When teeth are damaged by decay or infection, CDCP may cover restorative treatments such as:

Our dental team can help guide you through the process.

These treatments help restore function and relieve pain caused by dental disease.

A dentist explaining restorative dental treatment options such as fillings and root canal therapy.

Prosthodontic Services

Depending on clinical eligibility and CDCP approval, prosthodontic services may include:

  • Partial dentures
  • Complete dentures
  • Denture relines and repairs
  • Crowns (when criteria are met)

Coverage depends on clinical necessity and program guidelines.

A dental bridge restoration replaces missing teeth as part of prosthodontic treatment.

Emergency Dental Treatment

CDCP may also help cover urgent dental care when patients experience:

  • severe tooth pain
  • dental infections or swelling
  • broken or fractured teeth
  • dental trauma

If you experience a dental emergency in Pickering, our team can evaluate your condition and recommend appropriate treatment options.

Illustration representing emergency dental care for tooth pain, infection, or dental trauma.

What Is Not Covered by CDCP?

The Canadian Dental Care Plan generally does not cover:

  • Cosmetic dental treatments, such as teeth whitening
  • Veneers and aesthetic procedures
  • Treatments that are not considered medically necessary

Before treatment begins, our team explains what services are covered and what costs may fall outside the program.

How Does CDCP Direct Billing Work?

Dental clinic appointment where insurance claims are processed through direct billing.

Pickering Smile Centre offers direct billing to CDCP through Sun Life for eligible dental services.

This means:

  • Patients do not need to submit claims themselves
  • Our clinic sends the claim directly to Sun Life
  • Coverage is verified before treatment begins
  • Patients receive a clear explanation of their portion

Because CDCP reimbursement may differ from the Ontario Dental Association fee guide, patients may still need to pay:

  • The CDCP co-payment
  • The difference between CDCP coverage and the ODA fee

Any remaining balance is typically paid at the time of the appointment.

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What You Should Bring to Your CDCP Appointment

To help ensure a smooth appointment, please bring:

  • Your CDCP card is issued by Sun Life
  • A valid government-issued photo ID
  • Any pre-authorization documents, if applicable

Our administrative team verifies eligibility and confirms coverage before treatment begins.

Understanding Co-Payments and Fee Differences Under CDCP

Depending on your household income category, you may be responsible for part of the treatment cost.

Patients may need to pay:

  • the required CDCP co-payment
  • The difference between CDCP reimbursement and the Ontario Dental Association fee guide

Before treatment begins, our team provides a detailed estimate, so you clearly understand any costs.

How Do I Apply for the Canadian Dental Care Plan?


Applications for the Canadian Dental Care Plan are submitted through the Government of Canada.

Step 1 — Confirm Eligibility

Before applying, make sure you:

  • Have you filed your most recent tax return
  • Do not have private dental insurance
  • Have an adjusted family net income under $90,000

Step 2 — Apply Through Service Canada

Applications are submitted through My Service Canada Account (MSCA). You will typically need:

  • your SIN
  • date of birth
  • mailing address
  • tax information

Step 3 — Receive Approval

If approved:

  • Sun Life will mail your CDCP card
  • Your coverage start date will be confirmed

Step 4 — Book Your Appointment

Once you receive your CDCP card:

  • Contact our Pickering dental office
  • Provide your CDCP details
  • Bring your card and ID to your appointment

Our team will verify coverage and submit claims through direct billing.

Visit Our CDCP Dentist in Pickering

Pickering Smile Centre provides dental care for patients covered under the Canadian Dental Care Plan in Pickering and Durham Region.

Address
1690 Dersan St, Unit 140
Pickering, ON L1X 0E3

Phone
905-668-1398

Patients often search for:

  • CDCP dentist Pickering
  • dentist accepting Canadian Dental Care Plan near me
  • government dental plan dentist

Our goal is to make accessing dental care through the Canadian Dental Care Plan clear, convenient, and stress-free.

Why Choose Pickering Smile Centre
for CDCP Dental Care?


AAt Pickering Smile Centre, we combine modern dental technology with clear guidance about CDCP coverage and billing.
Our clinic:

Accepts patients covered under the Canadian Dental Care Plan

Provides direct billing through Sun Life

Follows the Ontario Dental Association fee guide

Clearly explains co-payments and fee differences

Provides treatment estimates before procedures

Offers preventive, restorative, and emergency dental care



Our goal is to help patients receive reliable dental treatment with full transparency about costs and coverage.

great smile 2

Discover your perfect smile today

We take great pride in what we do, and how we do it. Together, we can navigate your journey to lifelong dental health. Let us help you bring out your happiest and healthiest smile!

Frequently Asked Questions About CDCP

Can I visit Pickering Smile Centre if I recently received my CDCP card?

Yes. Once you receive your Canadian Dental Care Plan (CDCP) card from Sun Life, you can contact Pickering Smile Centre to schedule your dental appointment. Our team will verify your eligibility and explain what services may be covered before treatment begins.

Do I need a referral to see a CDCP dentist in Pickering?

No referral is required. If you are approved for the Canadian Dental Care Plan, you can contact a participating dental clinic directly to schedule an appointment. Our team at Pickering Smile Centre will confirm your CDCP coverage before treatment.

Does CDCP cover dental X-rays and exams?

Yes. The Canadian Dental Care Plan generally includes diagnostic services such as dental examinations and X-rays, which help dentists detect oral health issues early and develop appropriate treatment plans.

What happens if a dental procedure requires CDCP pre-authorization?

Some dental procedures require pre-authorization through the CDCP program before they can be completed. If approval is needed, our clinic will submit the required information to Sun Life and notify you once the authorization process is complete.

Can seniors use the Canadian Dental Care Plan at Pickering Smile Centre?

Yes. Many seniors across Canada qualify for CDCP coverage if they meet the eligibility requirements. Seniors who have received approval for the program can schedule dental care at Pickering Smile Centre.

What if I move to Pickering after being approved for CDCP?

If you move to Pickering or the Durham Region after receiving CDCP approval, you can still use your coverage at participating clinics. Simply bring your CDCP card and identification when booking an appointment at Pickering Smile Centre.

905-668-1398

1690 Dersan St, Unit 140
Pickering, ON, L1X 0E3, Canada